The Mobile Home
Provides protection for the house and the mechanicals such as HVAC, plumbing, wiring, etc.
Other Structures
Provides protection for sheds and decks,
not the stuff inside or on them.
Personal Property
Provides coverage for belongs such as furniture, clothing, etc.
Additional Living Expenses
Provides money for hotels, eating out, laundry, etc. in the event of a covered loss and you are not able to remain in your house.
Personal Liability
Provides protection if you are responsible for damages or injuries to others.
Medical Payments
Provides money to other parties if they are injured.